Patrick Obi

Traded small-cap equities for years. Writes about liquidity, market structure, and where retail investors get squeezed.

Articles by Patrick Obi

Latest Posts

Dogecoin Price Outlook: Can It Reach $1 by End of 2026?

Origins of Dogecoin and Its Unexpected RiseBack in 2013, the cryptocurrency market was just beginning to build significant momentum driven by the rapid appreciation of Bitcoin. While numerous investors were convinced that digital currencies would fundamentally reshape conventional financial systems,

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Crypto

Binance CZ: Privacy Essential for Crypto Payment Scaling

CZ says lack of onchain privacy is holding back crypto payments Transparency stands as a defining characteristic of most cryptocurrencies,

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Investing

AI Hype vs Reality: Finance Job Cuts Exposed

AI is stifling hiring in the banking industry—and it could last for years Last year, in a letter addressed to

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Investing

GLAD: Holding Steady Amid Lacking Growth Drivers

Summary Gladstone Capital (GLAD) is currently trading at its lowest price-to-NAV ratio over the past five years, which translates to

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Investing

Salesforce Stands Strong: SaaS Downturn Fears Overstated

The much-talked-about software apocalypse has significantly impacted Salesforce, pushing its stock to trade at a mere 15 times forward earnings.

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Economy

Tariffs’ Hidden Benefits for 2026 Markets

Last year, I stood as a vocal opponent of tariffs and the associated trade strategies, primarily because I feared these

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Personal Finance

U.S. Bills Threaten Credit Card Rewards Programs, Says Points Guy Founder

Good morning. Americans have a strong affinity for loyalty points. Nearly three-quarters of them utilize credit cards that enable earning

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Banking

Stripe’s Bridge Secures OCC Nod for National Bank Charter

The stablecoin platform Bridge, which is under the ownership of the prominent payments processor Stripe, has announced that it has

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Business

South Korea Lifts 9-Year Corporate Crypto Ban with Strict Limits

South Korea is lifting its nine-year prohibition on corporate involvement in cryptocurrency trading, permitting publicly listed companies and professional investment

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